Author: Charles Ellis

Home Ownership Tips: The Top 10 Ways to Reduce Home Heating and Cooling Bills

Every homeowner knows that paying for a home goes beyond simply preparing a check for the mortgage on a monthly basis. You must set aside some money for upkeep, maintenance, as well as utilities like heating and cooling to make your home comfortable. In Texas, electricity bills are always high throughout the year and highest during summer. Therefore, homeowners in Texas are constantly looking for ways to cut back their energy consumption and bring down their heating and cooling bills. This guide will equip you with 10 actionable ways to lower your heating and cooling bills.

Security Concerns Home Keypad

The Top Three Security Concerns You Should Always Watch Out For When Buying A New Home

When you’re ready to buy a home, there are many concerns that can influence your decision and emotions can also play a big part in the process. However, one thing you should always pay attention to is the home’s criminal appeal. By paying attention to certain features, you’ll be better able to choose a safer home that won’t require significant changes to protect against invasions. Here are the three most important aspects to look at, when choosing a new home for your family.

Low Mortgage Rates

Ways That A Mortgage Broker Can Help You Get Into The Home Of Your Dreams

When you are ready to make a home purchase, it can be daunting. Whether this is your first home or last, a broker can use various tips and tools for the job. He or she can save you hours of web scanning, driving around the neighborhood, and time looking up lender rates to make the tedious part of the process more convenient. Realtor says organizing the closing details and getting all the people and paperwork together are other important jobs that brokers do to help people find a forever home. Best of all mortgage brokers can find low mortgage rates.

boot equity mortgage value

How to Boost Your Curb Appeal and Increase Home Equity

First Impressions – Give Your Home A Equity Boost

 

Let’s be honest, when you’re sitting in your car looking at houses, the ones who need some upkeep and have overgrown grass or trash in the yard are houses that you could never picture yourself living inside of and raising a family. It just isn’t that attractive. However, if you drove by that same house and noticed that the owners had repaired the roof, put a fresh coat of paint on, cleaned the yard, and cut the grass, it may actually look like an attractive opportunity. As humans, a lot of decisions are based on first impressions. Since time is money, you don’t want to waste your time on things that don’t leave a good impression. Making a couple of changes can give your home a equity boost.

Mortgage Length 30 or 15

Differences Between a 15-year Mortgage and a 30-year Mortgage

While there are many different types of mortgages, subcategories and a whole world of navigation when it comes to purchasing a home, there are two major timelines that are at the forefront of the home-buying experience: 15-year and 30-year mortgages. While the standard 30-year, fixed-rate mortgage is the most affordable and comfortable option for over two-thirds of home buyers, the 15-year option is often very appealing to certain groups of people. If you are in the market to purchase a new home, here is a breakdown of some of the common differences between a 15-year and a 30-year mortgage. Choosing the right mortgage length can save you thousands of dollars.

 

Common Misconceptions About Getting A Mortgage

For most people, buying a home without getting a mortgage isn’t a possibility. However, the prospect of trying to obtain a mortgage fills many would-be homebuyers with more than a little angst. The problem is that there are many myths about what it takes to get a mortgage. Because of these misconceptions, it’s difficult for many homebuyers to figure out what they need to do to get a mortgage. The article that follows talks about five of the most common misconceptions about getting a mortgage. Knowing what they are can help you make a better decision about your mortgage come sale time.