Author: Charles Ellis

Title Company Deed Signing

What Does a Title Company Do?

Home buying may bring you the excitement of something to call your own. It also takes many steps to protect you and any lender or mortgage company on which you...

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Six Tips for Protecting Your Home Against Hurricanes

Hurricane season can be a frightening time for people, especially homeowners. However, there are a few steps that you can take to protect against hurricanes and be sure your home is ready for the storm. Taking action early and being prepared before the storm hits, will help give you assurance and peace of mind when mother nature comes calling.

 

husband wife signing loan mortgage

Why Should You Seek a Preapproved Loan Before You Shop for a Home in Missouri?

Making the decision to finally buy a home for yourself carries some big responsibilities along with it. One of your biggest concerns is to find a lender and, if you’re just starting out in life, that may be more complicated than you expect. Getting preapproved for your Missouri mortgage can help this process move along more smoothly by providing a few worthwhile benefits.

 

Loan on a house or condo

Is It Better to Take Out a Loan on a House or a Condo?

If you are looking to take out a loan for a new property, it can be overwhelming. After all, a loan on a house or a condo can be a great decision. However, it is crucial that you evaluate the pros and cons of each. That way you can get the loan for the type of home that suits your family’s needs. Here is what you should consider when embarking on this decision:

Mortgage Broker Benefits

The Benefits of Hiring A Mortgage Broker

If you are going to be purchasing a new home or refinancing your existing one in the near future, you are most likely going to need to take on a new mortgage or renegotiate terms on your existing loan. You can either choose to work directly with a lender or bank throughout the process, or you can hire a mortgage broker to navigate through the murky waters on your behalf. There are an overwhelming number of benefits that justify hiring a broker to walk you through the buying or refinancing process.

 

Pros and Cons of Taking Out a Mortgage for a Home in an HOA Community

As with most things in life, there are plenty of advantages and disadvantages to living in a community governed by a homeowners association (commonly abbreviated as HOA). Aside from lifestyle considerations, financial considerations are also important. Living in an association typically requires the payment of membership dues on a monthly or annual basis. Certain types of housing, such as condominiums, are almost always governed by an association while single-family homes are only part of an association some of the time.