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FHA Loans

FHA Loan:

 

FHA mortgage loans are issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

 

FHA loans are an attractive option, especially for first-time homeowners:

 

  • Generally easier to qualify for than conventional loans
  • Lower down payment requirements
  • Cannot exceed statutory loan limits