Mortgage Tag

The Benefits of Hiring A Mortgage Broker

March 22, 2019

If you are going to be purchasing a new home or refinancing your existing one in the near future, you are most likely going to need to take on a new mortgage or renegotiate terms on your existing loan. You can either choose to work directly with a lender or bank throughout the process, or you can hire a mortgage broker to navigate through the murky waters on your behalf. There are an overwhelming number of benefits that justify hiring a broker to walk you through the buying or refinancing process.

Pros and Cons of Taking Out a Mortgage for a Home in an HOA Community

February 19, 2019

As with most things in life, there are plenty of advantages and disadvantages to living in a community governed by a homeowners association (commonly abbreviated as HOA). Aside from lifestyle considerations, financial considerations are also important. Living in an association typically requires the payment of membership dues on a monthly or annual basis. Certain types of housing, such as condominiums, are almost always governed by an association while single-family homes are only part of an association some of the time.

Home Ownership Tips: The Top 10 Ways to Reduce Home Heating and Cooling Bills

December 18, 2018

Every homeowner knows that paying for a home goes beyond simply preparing a check for the mortgage on a monthly basis. You must set aside some money for upkeep, maintenance, as well as utilities like heating and cooling to make your home comfortable. In Texas, electricity bills are always high throughout the year and highest during summer. Therefore, homeowners in Texas are constantly looking for ways to cut back their energy consumption and bring down their heating and cooling bills. This guide will equip you with 10 actionable ways to lower your heating and cooling bills.

Ways That A Mortgage Broker Can Help You Get Into The Home Of Your Dreams

November 12, 2018

When you are ready to make a home purchase, it can be daunting. Whether this is your first home or last, a broker can use various tips and tools for the job. He or she can save you hours of web scanning, driving around the neighborhood, and time looking up lender rates to make the tedious part of the process more convenient. Realtor says organizing the closing details and getting all the people and paperwork together are other important jobs that brokers do to help people find a forever home. Best of all mortgage brokers can find low mortgage rates.

Four Benefits Of Home Ownership That Will Have You Ready To Buy A House Now

October 22, 2018

Throughout your life, one of your greatest expenses will be the cost of your house. Some people will rent a house and some will own. While renting can have some...

Five Places you Should Look for Problems before you Make an Offer on a Home

October 9, 2018

Are you buying a different home?

If yes, then you might want to check out some home problems that might have been hidden by repair and maintenance to avoid additional costs for you. Here are five places to look for problems before buying a house:

Who is responsible for the closing costs for my new home?

August 10, 2018

In most standard real estate transactions, the buyer typically incurs most of the costs related to closing on a new home. Buyers can expect to pay quite a few line-item...

Differences Between a 15-year Mortgage and a 30-year Mortgage

August 6, 2018

While there are many different types of mortgages, subcategories and a whole world of navigation when it comes to purchasing a home, there are two major timelines that are at the forefront of the home-buying experience: 15-year and 30-year mortgages. While the standard 30-year, fixed-rate mortgage is the most affordable and comfortable option for over two-thirds of home buyers, the 15-year option is often very appealing to certain groups of people. If you are in the market to purchase a new home, here is a breakdown of some of the common differences between a 15-year and a 30-year mortgage. Choosing the right mortgage length can save you thousands of dollars.

Common Misconceptions About Getting A Mortgage

July 20, 2018

For most people, buying a home without getting a mortgage isn’t a possibility. However, the prospect of trying to obtain a mortgage fills many would-be homebuyers with more than a little angst. The problem is that there are many myths about what it takes to get a mortgage. Because of these misconceptions, it’s difficult for many homebuyers to figure out what they need to do to get a mortgage. The article that follows talks about five of the most common misconceptions about getting a mortgage. Knowing what they are can help you make a better decision about your mortgage come sale time.

Mortgage Application Approved Stamp Shows Home Loan Agreed

Prep Your Credit for Mortgage Approval

June 1, 2018

It has probably been a long-awaited process, but the time has finally come. You are now ready to purchase your first house. This is most likely one of the biggest...

Mortgage Tag

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2 Corinthians 1:12 –

“Now this is our boast: Our conscience testifies that we have conducted ourselves in the world, and especially in our relations with you, with integrity and Godly sincerity.”