Owner and Loan Officer, Charles Ellis has been in the mortgage business for 18 years. His overall expertise and industry knowledge enables him to provide the appropriate guidance and insight to each client. In addition, Charles assists each Loan Officer in targeting the right program, rate and loan structure to insure the best outcome and benefit to all our of our valued clients.
At St. Charles Mortgage I will be applying my 25+ years of sales and the last 13 years of mortgage lending experience to offer the best rates and lowest costs to all of my clients. In most cases, only third party fees will be charged (those being title fee, appraisal, inspections and any associated escrow deposits for taxes and insurance.) I will be able to offer loan closings in as little as 21 days. If you are ever in a position that needs a second opinion, I am always available. At your request, I will be happy to advise you on whether you are receiving the best treatment or, if I can, prove to you that we will better your loan scenario. With lower overhead I can beat anyone’s rates and will never lose out over closing costs. I have a full product line of mortgages with scores down to 580. I will make every transaction seamless because other than an underwriter, I am the only other one touching your loan. I have closed as many as 54 loans in a month, knowing every aspect of each file all the way through closing. There are few obstacles that I can’t overcome in securing a home loan and no one will work harder for you. Call me, try me, and assure yourself or your referral the best customer service anywhere.
Drew has been delivering outstanding service to individuals and families for over 7 years. Drew entered the mortgage industry following college at the University of Missouri St. Louis where he majored in Finance. Honesty and clear communication are of the utmost importance to Drew, when dealing with people and their financial interests. You will find that he takes the time to fully educate all of his clients on the pro and cons of every mortgage product that they can qualify for. His goal is not only to match you up with the best mortgage product, based on your goals, but also to ensure you fully understand the entire process. Drew also recognizes that the foundation for success in helping his clients comes from working with a company that shares the same values as his. At St. Charles Mortgage you will find we take a consultive approach to the mortgage process, listening to your needs and providing a solution that will accomplish your specific goals and objectives with outstanding service.
With 15 years of experience, I provide stable and informative support that helps you achieve your goals. You’ll find that getting the loan you need to improve your quality of life has never been easier. I approach all business dealings with integrity, understanding and honesty. St Charles Mortgage also operates with these same principles in mind. I graduated from the University of Missouri with a Bachelor’s degree in Finance, and after spending many years in this industry, I quickly realized not every lender is the same, or every Loan officer. St Charles Mortgage offers closings in as little as 21 days, only third party fees will be charged, and the best rates. I am an experienced and qualified professional who will guide you through the process of finding and qualifying you for the right loan that meets your specific needs. Discover what I can do for you.