Author: jgiesing@cprou.com

What most people get wrong about refinancing

August 31, 2026

Ask ten people when it makes sense to refinance and you’ll get ten versions of the same answer: “when rates drop enough.” It’s the most common thing people get wrong. Not because rates don’t matter — they do — but because “enough” isn’t a number that exists on its own. Enough depends entirely on what the refinance costs you and how long you plan to keep the loan. Here’s the part nobody explains.

What Is a Rapid Rescore?

June 9, 2021

A rapid rescore refers to a method for raising your credit score rapidly. The method works through appealing to the major credit bureaus. If you have the means of doing so, the process can sometimes lift your credit score by more than 100 points within a few days.

Top Mistakes Homebuyers Make

May 28, 2021

Top mistakes homebuyers make Buying a home is no simple process. Mistakes are often made at many steps along the way. If you're better prepared for these mistakes then you'll be...

Is It A Good Thing Or A Bad Thing To Pay-Off Collections Before Applying For A Mortgage

February 22, 2021

You decided to buy a house. Congratulations. Now comes the hard part: Qualifying for a mortgage. If you are like an average American citizen, your credit history is less than perfect. You decided to pull your credit report and saw that you have several accounts at collections. And as any reasonable person thinks, you said “If I pay them off, my credit rating will increase”.

Author: jgiesing@cprou.com

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2 Corinthians 1:12 –

“Now this is our boast: Our conscience testifies that we have conducted ourselves in the world, and especially in our relations with you, with integrity and Godly sincerity.”